First, the conditions for handling the postal credit card gold card
The conditions for handling the China Postal Savings Credit Card Gold Card are relatively relaxed, as long as you meet the following conditions:
1, age requirement: domestic residents must be 18-65 years old;
2. Job requirements: have a stable work unit, income and fixed residence;
3. Credit requirements: No bad credit record (how to establish a good credit record) If you need to apply for supplementary cards, the applicant for supplementary cards should be the parents, brothers and sisters, spouses or children of the applicant for the main card, aged between 16-65, and a main card can apply for up to 4 supplementary cards.
II. Information required for handling the gold card of China Postal Savings Credit Card.
The application materials of postal savings credit card vary according to the applicant's conditions and the card applied for. You can freely choose the appropriate application materials according to your own situation.
Case 1: If you are not a customer of postal savings, but you have a credit card from another bank, and it has been issued for more than half a year, then it is suggested that you apply for a postal savings credit card quickly by "handling the card".
The "card-to-card" method requires attention:
1. The credit card of other banks has no overdue record of more than 30 days in the last 6 months;
2. The credit line is not less than 5,000 yuan; If you have more than three credit cards from other banks, and the credit limit exceeds 90%, banks will generally refuse to handle them. I suggest that you don't blindly handle credit cards.
Case 2: If you are not a postal savings customer, have no other bank credit card, and apply for a postal savings credit card for the first time, you need to prepare the following information:
1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; Non-local household registration applicants must provide proof of residence;
2. Copy of driving license of private car, original employment certificate issued by the company (stamped with the official seal or personnel seal of the company) or professional qualification certificate, such as copy of lawyer's practice certificate and copy of registered auditor's qualification certificate, etc.
3. If the primary and secondary cards of the postal savings credit card are applied at the same time, please provide a copy of the applicant's ID card of the secondary card.
To apply for a supplementary card of the Postal Savings Credit Card separately, in addition to providing a copy of the applicant's ID card of the supplementary card, the main cardholder must fill in the main card number and sign the application form.