At present, Alipay can be paid by credit card, but credit card can't be used for red envelopes and transfers, and it can only be used for consumer payment, and the merchants who receive money need to open a credit card to collect money, which is also to prevent cashing. Alipay can pay by credit card only by binding the credit card to Alipay. On Alipay My page, select "Bank Card", click Add Bank Card, and enter the name and card number of the credit card to be bound. After SMS is verified and the payment password is entered, the binding is successful. When paying, you can choose to pay by credit card.