Gold card is a type of credit card.
The gold credit card is more high-end than the regular card, and gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, gold card holders are provided with services such as free emergency replacement cards. For another example, the gold card has a maximum limit of 50,000 yuan, and the regular card has a maximum limit of 10,000 yuan.
The gold card has a gold color on the surface, and the approval process is relatively stricter than the regular card. The discounts you enjoy should be better. The limit is generally between 10,000 and 50,000, and the annual fee may be waived.
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Postal Bank Gold Card level means that the customer is a Gold Card basic customer in Postal Bank. Postal Bank Gold Card can enjoy priority services, gold card SMS notifications are free, and gold card transfer fees can also be waived.
The specific standard is that the financial assets of a single individual customer (confirmed by personal identity document number) in the Postal Savings Bank in the past quarter, its daily average total amount equivalent to RMB is not less than 50,000 yuan. Apply to become a Green Card VIP Gold Card customer of our bank.
Benefits of Postal Bank Gold Card:
1. Exclusive financial management space: You can enjoy VIP lounge services and priority business processing services at Postal Savings Bank.
2. Professional financial management services: Enjoy Postal Savings Bank’s various financial management and loan expiration reminder services, and have dedicated account managers to provide users with financial management consultation.
3. SMS notification service: When the funds in your bank account change, you can enjoy free SMS service.
4. Multiple handling fee discounts: You can enjoy multiple handling fee discounts.
Credit card level types:
1. Regular card:
Those who are applying for a credit card for the first time or those with poor financial strength can apply for a regular card first, and there is basically no annual fee. , or it can be waived by swiping a few times, and the amount is generally less than 1w.
2. Platinum Card
A credit card that serves high-end users. The approval is strict. The personal annual income must be at least 200,000. Sometimes it is possible to deposit assets in the bank where it is handled. handle.
3. Diamond Card
It is a higher level than Platinum Card and has higher requirements for the status of the card holder. Most of them can only be applied for by successful people. Therefore, Diamond Card A higher limit can highlight the distinguished status of the cardholder. The cardholder is required to have an income of more than one million, and the limit is also in the million level.
What is the difference between a gold credit card and a regular card? 1. Credit card benefits. The benefits of a gold card are better than those of a regular card. The gold card will have more discounts, discounts and other benefits when swiping the card, while the ordinary card will enjoy fewer benefits when swiping the card. 2. Annual fee: Because the level of the Gold Card is higher than that of the Regular Card, the annual fee of the Gold Card will naturally be higher than that of the Regular Card. However, the annual fees of gold cards and regular cards of general banks can be reduced or exempted, so there is not much difference in annual fees. 3. Limit Although the limits of gold and ordinary credit cards are generally less than 50,000 yuan, the limit of ordinary cards is generally lower than that of gold cards. Many people apply for a regular card, and the limit is less than 10,000 yuan, while applying for a gold card can reach more than 10,000 yuan. 4. Application conditions The application threshold for the regular card is lower than that for the gold card. You can apply for Puka as long as you meet the age requirements and have a stable job and income. If you want to apply for a gold card, the income requirements for applicants will be higher. Applicants' income must meet certain conditions before they can apply for a gold card.