10. The minimum repayment amount for an Industrial Bank credit card is 10% of the bill amount, but the minimum is not less than 200 yuan. Industrial Bank was established on August 26, 1988 and is headquartered in Fuzhou City, Fujian Province. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China, and is also the first equatorial bank in China.