1. Prohibition of collection: According to the relevant laws and regulations of our country, the family members of the deceased debtor have the right to request to stop collection. The collection agency may have received the relevant notice, so the collection work is no longer carried out.
2. Civilized debt collection: China society pays attention to civilized debt collection. In the case of bereavement, the collection agency may consider avoiding adding psychological burden to family members and respecting family privacy and dignity, so it chooses not to send a message or call for debt collection.
3. Account freezing: If the husband's credit card account has been frozen, the collection agency will suspend the collection work. The account may be frozen because the family provided relevant documents to prove the situation after the husband's death, and the bank handled the account accordingly, which made it impossible for the collection agency to continue the collection activities.
To sum up, the reasons for not collecting the 10,000 credit cards owed by her husband after his death may be the prohibition of collection, civilized debt collection or freezing of accounts. Family members can notify the collection agency to deal with their husbands' debts by providing relevant documents.
Extended data:
According to Article 15 of China's Contract Law, if one party terminates the contract due to death, loss of capacity for civil conduct or being declared missing, it shall promptly notify the other party. According to Article 22 of the Civil Procedure Law, if a party dies, the lawsuit is terminated.
The above is an analysis of the possible reasons why my husband died and owed 10 thousand credit card money and now he doesn't send a message or call for reminders. Specific circumstances may need to be judged and resolved on a case-by-case basis.