What are the rights and interests of Jinling Credit Card of Baoshang Bank?
1 Free of mortgage and guarantee:
Applying for the gold collar credit card of the undertaking bank can be easily handled without any guarantee or mortgage, and by providing personal information.
2. Flexible cash withdrawal and loan repayment:
Cardholders can flexibly withdraw cash within the approved credit line, up to 90% of the credit line, and the withdrawal amount and repayment period can be flexibly determined by cardholders according to their own needs to meet their temporary capital needs.
3 10% consumption interest-free limit:
Interest-free limit of Jinling Credit Card consumption of Baoshang Bank 10%. When the previous and current bills are all paid off and the current consumption balance is within the interest-free limit, the cardholder has the opportunity to enjoy interest-free treatment. Otherwise, the total consumption in the current bill will be charged with interest at the rate of 0.5 ‰ per day from the date when the transaction is recorded.
4 deposit interest:
When the Jinling credit card account of the contractor's bank has overpayment, the system will automatically calculate the deposit interest. And according to the interest settlement cycle, the deposit interest is settled at the current RMB current interest rate.
5 Withdraw 10% of the minimum repayment amount:
The cardholder of Jinling Credit Card of the undertaking bank does not need to pay any handling fee, and can enjoy the minimum repayment amount of 10% only by charging interest according to the overdraft interest rate (five ten thousandths of the daily interest rate), thus reducing the repayment pressure of the cardholder.
6 Cash advance and installment repayment:
After the contractor's bank Jinling Credit Card overdraws, he can call the customer service phone to apply for converting a single cash withdrawal transaction with the amount of 10000 yuan into an installment transaction before the current bill date, repay the principal in installments, pay the installment fee in one lump sum, and stop charging interest at the daily interest rate of five ten thousandths.
7 Cash in advance, accumulated points:
For each cash advance transaction of Jinling Credit Card of the undertaking bank, credit card points can be accumulated according to the rule of every 5 yuan 1 points, and the points are permanent and valid, which can be used to deduct annual fees or exchange gifts with exquisite points.
8 Baotou Airport VIP room:
Rest in the exclusive VIP room on the first floor of Baotou Airport with the gold-collar credit cards (gold and platinum cards) of our contractor bank, and enjoy the exclusive VIP service brought by the contractor bank.
9 Road rescue services:
If you use the Gold Collar Credit Card and Platinum Card of Baoshang Bank and encounter any emergency when driving in China, you only need one phone call and the road guard of Baoshang Bank will arrange road assistance for you as soon as possible.
10 supreme car rental service:
Customers who hold the Gold Collar Credit Card and Platinum Card of Baoshang Bank can enjoy exclusive car rental service, give priority to car booking, enjoy preferential car rental prices, enjoy ultra-long mileage, and rent any car presented to you free of charge for one day.
Generally speaking, Jinling Credit Card of Baoshang Bank has all the basic functions of the standard credit card of Baoshang Bank, including consumption, cash withdrawal, credit card transfer, interest-free repayment period, revolving credit, integral feedback, installment payment, convenient repayment, business travel reservation, business etiquette, optional overseas transactions, small confidential transactions, free transaction SMS and so on.