1. ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
2. 1987 10, China Industrial and Commercial Bank Guangzhou Branch officially issued the first regional credit card of the bank, and named it "Cotton Card". The red cotton brand is marked by red cotton (the flower of Guangzhou) and rice ear (Guangzhou for short), with Haizhu Bridge in Guangzhou as the base map, and is divided into gold card and silver card, with gold card as the background color and gray card as the background color. The Cotton Tree Card has the functions of saving, transferring and overdrawing, and can be used for deposit, withdrawal, transfer and consumption in Guangzhou and Panyu County.
In March and June, 1989, 1, ICBC decided to issue credit cards uniformly. 1Feb. 989, ICBC decided to use "Peony" as the name of ICBC's credit card. Peony flowers are beautiful, rich and auspicious, expressing good wishes to cardholders. The status of "King of Peony Flowers" symbolizes the prospect of "the crown of Peony Kaka" and expresses the courage and confidence of ICBC people who are determined to win the championship. The first peony card is based on dark copper color, with gold-plated peony flowers, elegant and elegant, and the style is atmospheric; The main functions include credit consumption, cash deposit and withdrawal and transfer settlement, which are divided into gold card and silver card. 1989 65438+1October 15, ICBC officially issued peony credit cards in Beijing, Tianjin, Shanghai and Guangzhou; About 15 days later, the first cardholder's signed consumption bill returned to Beijing Branch, declaring the Peony Card successful. With the introduction of peony card, the red cotton card as a local credit card has gradually transformed into peony card.