The most intuitive way is to judge by the number of digits in the card number. The 19-digit card number is a debit card (deposit card), and the 16-digit card number is a credit card.

The concept of credit card: Credit card is divided into quasi-credit card and credit card. Jinsui Credit Card refers to a credit payment tool issued by Agricultural Bank of China, which gives cardholders a certain credit limit. Cardholders can consume within the credit limit before repaying, and enjoy a certain period of interest-free period. It has consumer credit, Cash advance and other functions.

Extended information:

The main function of the savings card is savings deposits. Cardholders can use the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card to deposit money. Functions such as card consumption, ATM cash withdrawals, transfers, and various types of payments are realized. Expenses paid through the card are equal to the reduction in the balance of the savings account. The account balance is zero and the card's payment function is reduced to zero. Applying for a debit card is very simple and does not require bank approval. Generally, it can be applied and withdrawn immediately.

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The credit card must contain at least the following information:

Front: name and logo of the issuing bank, credit card number (organization logo) and holographic anti-counterfeiting mark, card number, name in English or Pinyin, date of activation (generally calculated to months), validity date (generally calculated to months), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts.

Back: card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits of the card number or the entire card number (to prevent fraudulent use), credit card security code (on the credit card On the signature line on the back, there are three digits immediately following the last four digits of the card number, which are used for credit card activation, password management, TV, telephone and online transactions, etc.).

Baidu Encyclopedia Debit Card

Baidu Encyclopedia Credit Card