When a bank runs a credit card, it depends on the type of work and income. If you are a college graduate, it depends on your education and job type. As long as you can provide proof of work income, you can still apply for a card. You can ask the bank outlets that want to apply for credit cards. If you do it online, there will be conditions when you do it.

Generally speaking, the most important condition for applying for a credit card is that you have reached the age of 18 and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If other financial documents can be provided, it will be more helpful to improve the credit limit. Therefore, the details of applying for a credit card are as follows:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or it can be a copy of the work permit verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.