As more and more people use credit cards, many people apply for a temporary limit because the credit card limit is too low. During the period of using the temporary limit, they find that the temporary limit of the credit card has been cancelled, so the temporary credit limit of the credit card has been cancelled. What happened to the cancellation?

What happened if the temporary limit of the credit card was cancelled?

1 Caused by risk control

During the period when the temporary limit is used, the bank system will make changes from time to time. The credit card will be tested. If it is found that the credit card has been cashed out, the credit card will be subject to bank risk control, resulting in the temporary credit card limit being cancelled.

2 Overdue causes

In the process of using the temporary limit of the credit card, overdue repayment occurs. In order to prevent risks, the bank will cancel the temporary limit of the credit card.

In general, the sudden cancellation of the temporary credit card limit is mainly related to the cardholder's card usage and consumption. Only by maintaining good card usage habits and repaying your credit card on time can you ensure that the temporary limit will not be cancelled. Otherwise, it will easily lead to no temporary limit in the future.