The CCB Hong Kong, Macao and Taiwan travel IC credit card gold card has an approval limit of 1,000-50,000 yuan, and the standard platinum card does not exceed 200,000 yuan.
When approving, the bank will take into account the nature of your job (private, state-owned, whether it is a high-risk industry, such as KTV, etc.), social security, provident fund, personal tax, personal assets (real estate, cars, Construction Bank’s Time deposit certificates, etc.), credit (whether it is overdue, whether you hold multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications and other aspects to approve the limit, so no matter which channel you apply for, the approval results will be released In the past, there was no way to know the initial credit limit of a card in advance.