1. Are there any consequences for owing 2345 Loan King?

Owing to 2345 Loan King will not result in serious consequences such as penalty interest, bad credit record, inability to enjoy loan discounts, and impact on personal career. The consequences of not repaying the 2345 Loan King: 1. Penalty interest will be incurred, and an additional interest of 50% will be charged. 1. The first consequence you will face if the loan is overdue is penalty interest. Seriously overdue loans may be subject to a penalty interest of more than 50% based on the original interest rate. Of course, the penalties vary from bank to bank, and some small loan companies may even charge more. 2. The lending institution will first call to collect the loan to remind the borrower to repay. At the same time, the interest rate will rise as a daily penalty interest. 3. In addition to penalty interest, banks will usually hand over the debt to a specialized collection agency. In addition to making multiple calls to collect debt, for larger amounts, they may even come to your door to communicate about debt issues. Therefore, I would like to remind everyone, especially for mortgage loans, to ensure that the money is deposited to the bank card on the day of deduction to avoid overdue payments. 2. A bad credit record will affect future loans and credit card applications. Whenever you are overdue, your name will appear in the bank's internal system the next day, and then the president and risk control will see it. After the due date, bad records will inevitably be left on your credit report. Once left, the record may be retained for 3 to 7 years. If you want to borrow money from other banks in the future, you may not be able to apply easily due to bad credit. If the overdue situation is serious, it will cause trouble for you to apply for a credit card or loan. Under normal circumstances, banks will not grant loans if the cumulative overdue amount reaches 6 times within 2 years. Even the application was rejected many times. If it is a small amount that is overdue for a short period of time, the bank may give it "lenient treatment", but if you apply for a mortgage again, don't even think about enjoying the interest rate discount! 3. Unable to enjoy loan discounts, or even unable to apply for a loan. When many people applied for a mortgage again, they found that they had left too many overdue repayment records on their old mortgages due to carelessness. In addition to overdue mortgage payments, There will be penalty interest, and you may not be able to successfully obtain the preferential interest rate for a bank mortgage. What's more, it will become impossible to apply for a mortgage loan again. 4. Shorten the blacklist. Children will not be able to attend key schools. Some "old lads" who deliberately delay their travel debt will be blacklisted. As a result, they will not be able to take flights, high-speed trains, or stay in accommodation. What is even more serious is that their children will not be able to attend key schools. There will be more penalties in the future, which can make life difficult. 5. Impact on personal career For students whose student loans are overdue, if they are overdue for more than 90 consecutive days and the circumstances are serious, the bank or school will publish the ID number and overdue information in the media, or notify the work unit. If you default on payment maliciously or intentionally, the bank will take action. If it is overdue but not for 90 consecutive days, and if it can be remedied in time and repaid on time, the credit level will not be greatly affected. 6. The bank issues a lawyer's letter saying that if you have not paid for more than 3 months, it is very serious! The lending bank will collect the due loan in accordance with the law. According to the loan contract and the guarantee contract (mortgage or pledge contract), We will take measures such as property preservation, including freezing deposits in all bank accounts of lenders and loan guarantors, and seizing mortgaged and pledged properties. 7. After the judgment is made, enforcement will be carried out. After the judgment is made, the property will be enforced in accordance with the law (withholding deposits, auctioning collateral, etc.) to repay the bank's loan losses. Specifically, it includes: loan principal, loan interest, overdue interest and penalty interest, as well as all resulting litigation costs, related costs incurred when disposing of mortgage (pledge) properties and realizing them, etc. 8. Those with serious circumstances will be subject to legal sanctions. If you have the ability and refuse to execute effective legal documents, you will be subject to legal sanctions. The guarantor is responsible for repaying the debt if the debtor is unable to repay.

2. What should I do if one party guaranteeing mutual insurance fails to repay the loan?

If the mutual guarantee party fails to repay the loan, the other guarantor must return the loan in accordance with regulations. For example, Mr. Zhang and Mr. Li and Mr. Wang *** both guarantee a loan of 1 million yuan from Company A. If Mr. Zhang does not repay the loan when the loan expires, then Mr. Li and Mr. Wang are obliged to *** both repay the loan. A loan. Mutual insurance is a method of borrowing money, which has advantages and disadvantages for the borrower.

3. What will happen to Loan King?

1. If the credit company fails to fulfill the judgment within the performance period after winning the lawsuit, it will apply for compulsory execution.

2. When accepting enforcement, the property, vehicles, securities and deposits in the name of the lender will be inquired according to law.

3. If the lender has no executable property in its name and refuses to fulfill the effective judgment, negative information such as overdue repayment will be recorded in the personal credit report and high consumption and entry and exit restrictions will be imposed. There is even a possibility of judicial detention.

4. If the person has the ability but refuses to execute, he is suspected of refusing to execute the judgment or ruling.

Article 313 of the "Criminal Law": Refusing to execute a judgment or ruling against a people who has the ability to execute a judgment or ruling but refuses to execute it, if the circumstances are serious, shall be punished with a sentence of not more than three years, criminal detention, or a fine .

4. Will 2345 Loan King be delisted if it is overdue?

Generally, 2345 Loan King can become a credit black account only if it is overdue more than 9 times, and only if the overdue circumstances are very serious The situation will be resolved. There will be no consequences for borrowing money from 2345 Loan King: 1. If you are unable to repay, you should negotiate with the lending institution and you can extend the repayment period or repay it in installments; 2. If the lending institution wins the lawsuit Afterwards, if the judgment is not fulfilled during the performance period, an application will be made for compulsory execution; 3. If 2345 Loan King submits a request for compulsory execution, it will inquire about the properties, vehicles, securities and deposits in the name of the lender in accordance with the law. For more information about whether 2345 Loan King will be deported after overdue, enter: /ask/462c101616092320.html?zd to view more content