1. Online shopping: Online shopping platforms, such as Taobao and JD.COM, use credit cards to spend money. You can choose to buy commodities such as daily necessities, electronic products, books, etc., and you can reach the condition of free annual fee by spending 6 times.

2. Offline card swiping: Use credit cards to spend in physical stores, such as supermarkets and restaurants. Accumulated consumption of 6 times can reach the condition of annual fee exemption.