Call the official customer service number of China Construction Bank by mobile phone immediately, and then cancel the appointment. If you don't know, you can take your ID card and mobile phone to the CCB counter and ask the customer service to help you cancel. The second is online processing: bank cards can be cancelled online.
If the credit card is accidentally lost, the customer is worried that it will be stolen if it is picked up by others. Therefore, if you want to cancel the card, you can directly call the customer service phone of the issuing bank to transfer to manual service, and then apply to the customer service staff for card cancellation.
Of course, the customer must first ensure that there is no outstanding bill arrears or excessive overpayment in the card, otherwise it will not succeed. In this regard, customers need to quickly pay off the bill arrears through personal online banking or mobile banking, transfer the overpaid part to other debit cards, and then apply for account cancellation.
If too many bills can't be returned in a short time, the customer can contact the issuing bank to report the loss first, so that the card will be frozen, and even if it is found by others, the other party can't steal it.
If you want to continue to use the card, you can apply for a loss report and reissue it. Customers can also temporarily report the loss first, look for a card at home and work, and when they find it, they can directly apply for cancellation and report the loss, and then continue to use this card.
The difference between loss reporting and cancellation of bank cards lies in:
Loss reporting is generally used in the case of card loss. Customers find that their cards are missing. In order to prevent the cards from being stolen by others, they will call the bank to report the loss orally and temporarily freeze the cards.
If the card is found within the validity period of 7 days, you can apply for unfreezing and the card can continue to be used. If the card has not been found, after the expiration of 7 days, the customer needs to go to the bank to formally report the loss, and then reissue a new card.
As for cancellation, it is usually used when the customer no longer uses this card. When the customer doesn't want to use the card any more, he can apply to the bank for cancellation of the card. After 45 days, the bank will officially cancel the card for the customer after confirming that there is no balance or arrears in the card. Once the card is cancelled, it can no longer be used.
To put it simply, the biggest difference between bank card loss reporting and cancellation is that you can also apply for cancellation and reuse this card if you report the loss orally; After the card is cancelled, it cannot be restored.