Current location - Trademark Inquiry Complete Network - Overdue credit card - I haven't applied for a credit card, but my personal credit report shows that I had a credit card before. Why?
I haven't applied for a credit card, but my personal credit report shows that I had a credit card before. Why?
Maybe someone stole your ID card and got one. Now it's best to use your ID card to go to the bank for cancellation. Call the bank before you go and check whether your credit has been hacked. I once had a credit card that you didn't handle yourself, but the overdraft amount was . You can call the customer service hotline to cancel two cards. The specific reason is to ask CCB. You can call the bank customer service hotline to inquire. It may be that two cards were filled in when filling out the application form, or it may be that the supplementary card was handled at the same time when handling the main card. Whether it is the main supplementary card or two main cards, the credit line is enjoyed by * * *. If the credit limit marked on the card letter is 1, yuan, then after using one card alone for 1, yuan, the other card cannot be used.

after receiving the credit card, you can call the customer service hotline of the bank to open the card and set the password. If you have the online banking shield, you can also log in to the online banking to open the card and set the password. Credit cards can be used for overdraft consumption and cash withdrawal. Your credit card limit is indicated on the card letter with the stuck card. You can use it within this limit and repay it on time. There is also a billing date marked on the card letter. After the card is traded, it will be settled on the billing date, and the repayment date is 2 days after the billing date. For consumption, you can enjoy interest-free treatment as long as you repay in full before the repayment date.

Credit card applications must be signed by yourself. You can recall whether you have filled out a credit card application form when you go to an outlet to do other business. If not, you can call the bank customer service hotline to reflect it.

Maybe someone stole your ID card and got one. Now it's best to use your ID card to go to the bank for cancellation. Call the bank before you go and check whether your credit has been hacked. It is estimated that your personal information was leaked, and then someone got a card! It is best to find a bank to check your credit information!

This is mainly due to the leakage of ID information. I have a similar situation, and it doesn't have much impact. Maybe you filled in your personal information when you registered your information at the bank, and then someone opened one for you with your information. Anyway, it doesn't matter if you are useless. Maybe the bank made an error. Ask which salesman ran the bank, and maybe you can find out the reason.