No problem. This may be because you don’t understand some of CCB’s card query terms. Let me explain it to you.

The balance represents the current overdraft amount on your credit card. If your balance shows 2000, it means that you are currently overdrafted by 2000, but after you repay 2000, the balance will be displayed as 0 (2000-2000) , if you repaid 3,000 at that time, the balance will show -1,000 (3,000-2,000), but you don’t have to worry. If the balance is a negative number, it means that you have overpaid (your own extra deposit).

The available limit represents the amount currently available on your credit card. For example, if you use 2000, the available quota is 6000 (8000-2000).

If you check this amount on the ATM, it should be the current overdraft amount that can be withdrawn. The cash withdrawal limit should be 50 of your credit limit, and each RMB card can withdraw up to 2,000 yuan per day, so the available limit you see should be the available limit for cash withdrawal. If you want to check the current overdraft amount of your credit card in the future, I suggest you log in to the CCB credit card website, click "Bill Points Inquiry", enter the card number and phone banking password, and you can accurately check your current overdraft status. and available credit, etc., very convenient.