Yes, if your credit card has online banking, you can pay online through your credit card, and you can apply for installment payment or minimum repayment.

It is free to open online banking with a credit card. The steps to open online banking at a bank are as follows:

1. Bring your ID card and bank card to the bank branch to fill in the form;

2. Activate online banking and e-commerce functions at the bank counter, and handle online banking U-shield or SMS verification, etc.;

3. When logging in to online banking for the first time, you need to download the online banking login security control and log in Afterwards, you need to change your online banking username and login password, and set up a "reserved verification information";

4. Note: Remember your online banking login password and avoid logging into personal online banking in Internet cafes and other places.