1. log in to bank of communications credit card online banking and select the credit card financing page;

2. enter "bill installment-issued account", click the installment currency and enter the installment amount;

3. The system will immediately review and automatically inform the application result.

Method 2. Telephone handling method

1. Call the customer service hotline at 4-8-9888, and then transfer to the billing installment line after identity verification;

Next, there are two methods. Choose one of them.

2. (1) Self-help: input the installment amount and installment number through voice prompts, and the system will immediately review, and the customer service specialist will inform the result.

2. (2) Manual: inform the customer service specialist of the installment amount and installment number, and the system will immediately review and the customer service specialist will inform the result.

List of installment fees for Bank of Communications credit card:

Application time: from 2 days after the trading day to 3 days before the due repayment date.

for example: take 12, yuan as an example. If you need to repay in 12 installments, the total handling fee is:

12,× 8.64% = 1,36.8 yuan

The repayment for each installment is:

12, ÷ 12+1,36.8 ÷ 12 = 12. The bill is charged at a time of 2, yuan or less.

If you have the following consumption items, these consumption items cannot be phased in:

1. Various formalities fees, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card charges;

2. Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, tax payment, business expenses, hospital transactions, court fees, bail and bonds, government services, government loans, fees charged by embassies and consulates, etc.

Tips of Bank Interest Rate Network Xiaobian:

Credit card installment is very good, which can help us alleviate the repayment pressure, but it should be noted that installment is interest-free but definitely not free, and once installment is successful, it cannot be revoked, and even if repayment is made in advance, all the handling fees must be paid in full.

in addition, the repayment must be made in full and on time every month, and once it is forgotten, there will be a penalty interest, and there will be overdue records. It's not worth the loss, so friends who apply for credit card installment should be cautious.