The calculation method of cash withdrawal fees and interest for Bank of Communications credit cards is as follows:

First of all, for cash withdrawal fees, when withdrawing cash within the country, a transaction amount of 1 will be charged for each transaction, with a minimum of 10 Yuan Yuan. If you withdraw cash overseas through the UnionPay network, a fixed fee of RMB 12 will be charged for each transaction, plus 1 for the transaction amount, with a minimum of RMB 15. When withdrawing cash through the VISA or MasterCard network overseas, the fee is based on the transaction amount of 1, with a minimum of US$5.

Secondly, regarding interest, if you withdraw 1,000 yuan in cash every day, the interest is 1,000 multiplied by five ten thousandths, or 0.5 yuan. Interest is calculated from the day of withdrawal until the day before the repayment date, and will accumulate every day.

It is important to note that when using Pacific Dual Currency Credit Card to withdraw cash, the handling fees and interest rules are different. Domestic cash withdrawals are charged according to the transaction amount 1, with a minimum of 10 yuan (with Y-POWER card, it can be as low as 5 yuan/transaction in special circumstances). The fees for overseas cash withdrawals via UnionPay and VISA/MASTER are similar to domestic rules. There is no interest-free period for cash advances, and interest is also calculated based on the daily interest rate of 0.5%.

Some fees will be charged for cash withdrawals within the credit limit, while overpayment withdrawals refer to the excess part of the repayment or the withdrawal of funds from the account. In this case, no interest is charged and only part of the handling fee is charged.

In general, the cash withdrawal fees and interest of Bank of Communications credit cards vary depending on the cash withdrawal method and amount. Please be sure to pay attention to the relevant regulations when using it. The above information comes from the relevant information of Bank of Communications credit card.