How to check credit card limit on mobile phone
The method to check credit card limit is as follows:
1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the bank's customer service number and provide them with their identity information and card information to check their personal credit limit.
2. Online banking inquiry: This is also a relatively simple and fast method. Cardholders only need to log in to the bank's official website and enter their identity information to inquire about their personal credit limit.
3. SMS inquiry: Most banks have set up SMS inquiry services for personal credit limits. Cardholders only need to use the mobile phone number reserved by the bank to send the content required by the bank to the bank service number to check the credit limit.
4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to take a number and queue up.
5. Bill inquiry: Your credit card limit will be listed on the credit card statement you receive every month.
In daily life, we often encounter situations where things don’t work. At this time, we can choose to pay the minimum repayment limit, so as to ensure that our personal credit record will not be affected, and at the same time, we will not incur too many late fees. However, special attention should be paid to the fact that the minimum repayment amount must be paid in full, otherwise you will encounter high late payment fees.
How to check the credit card limit
The methods to check the credit card limit are:
1. Use your mobile phone to call the bank credit card customer service hotline, such as ICBC credit card, you can dial 95588 , and then select manual service;
2. You can check on the bank's official website, taking Industrial and Commercial Bank of China as an example, search "ICBC" on your computer and enter the official website, move the mouse to the credit card, and then click "My Credit Card", after logging in, you can check the credit card limit in "My Account";
3. Go to the bank counter to check the credit card limit.
The credit limits of different banks and different types of credit cards are different. Generally speaking, the credit limit for applying for a credit card for the first time is about 3,000 yuan to 10,000 yuan. Don’t be discouraged if your first-time credit limit is low. You can increase your credit limit by maintaining good card usage habits. If you have used the card for more than a year and have a good credit record, the bank will increase your credit record. This is related to the income and property certificates you provide when applying for the card. And you can also contact the bank's customer service phone number to temporarily increase your credit (overdraft) limit.
How to check the limit of China Construction Bank Credit Card
You can check the limit through the China Construction Bank App.
Operating environment:
Brand model: iPhone13
System version: iOS15.3.1
App version: v5.6.7.001< /p>
1. Open China Construction Bank on your mobile phone, find the Security Center on the left, and click to enter.
2. Find More on the right and click to enter.
3. Find the personalized limit settings and click to enter.
4. You can view the single limit, daily cumulative limit, and annual cumulative limit values.
China Construction Bank (China Construction Bank), formerly known as the People's Construction Bank of China, was established on October 1, 1954 (later officially changed its name to China Construction Bank on March 26, 1996). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country. On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", and China Construction Bank ranked second. In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.
In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500. Ranked 40th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, the People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 "Finance" Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.
How can I know the limit of my credit card?
The method to check the credit card limit is as follows:
1. Taking CCB credit card as an example, first open CCB mobile banking, enter CCB mobile banking, slide the screen to the right and click "Click to log in" , enter the login page of CCB Mobile Banking.
2. After logging in to CCB Mobile Banking, click "Credit Card" at the bottom of the page. The page will display credit card function options.
3. In the credit card function options on the page, click "My Credit Card" to enter the credit card details page.
4. After entering the credit card details page, the page will display the current balance, etc. Click "Limit Details" to enter the limit adjustment page.
5. The "available limit" finally displayed on the credit card limit adjustment page is the current limit of the credit card, so the problem of checking the credit card limit is solved.
How to check the credit card limit
If you want to check the credit card limit, customers can take the following methods:
1. Call the service hotline of the card-issuing bank and press After pressing "0" to transfer to manual service, you can directly ask the customer service staff. After the customer service staff has verified the customer's identity information, they will inform the customer what the specific credit limit of their card is.
2. Find the card on the personal account page of the card-issuing bank's online banking or mobile banking client or credit card APP. You can view it on the card details page, and the limit will be marked directly.
3. Use the mobile phone number reserved when applying for the card to edit the instruction text message and send it to the card-issuing bank. After the card-issuing bank receives it, it will inform the customer of the card limit through text messages.
4. If there is an offline branch of the card-issuing bank near where you work or live, you can directly bring your card and ID card to the branch counter to consult the staff, or you can insert the card on the self-service machine to inquire.
5. Look at the card letter attached when the bank sends the card. The card letter will indicate all the relevant information of the card, including the limit. However, this method can only check the initial limit. If the card limit is adjusted later, the result will naturally be wrong.
That’s it for the introduction of how to check the credit card limit.