Hua Xia Bank's credit card review usually takes about 8 working days. If there are other circumstances, the time will be postponed.
The process of Hua Xia Bank card application is:
1. After receiving your application information from the review department, it usually takes 8 working days to complete the review.
2. After passing the review, a card will be produced for the customer within 2 working days.
Extended information:
Hua Xia Credit Card Fee Standard:
No annual fee policy: Swipe the Gold Card 5 times to waive the annual fee for the following year
Cash withdrawal handling fee: 1% of the transaction amount, the minimum domestic fee is 5 yuan, and the minimum overseas fee is 15 yuan or 2 US dollars
The longest interest-free period: 51 days
Multi-account management: unlimited quota
Online payment: not supported yet (dual-currency cards can be paid through external card channels on some websites)
Instalment business: You can choose one at will For high-value consumer transactions that have not yet issued a statement (a single transaction amount is not less than RMB 500 or the equivalent in foreign currency), call the Hua Xia Bank Credit Card Center to apply at any time, and you can enjoy zero interest and zero procedures for up to 6 months Fees are payable in installments.
The maximum amount that titanium card holders can enjoy is RMB 15,000, the maximum amount that gold card holders can enjoy is RMB 10,000, and the maximum amount that ordinary card holders can enjoy is RMB 10,000. RMB 5,000.
Billing date: Each cardholder's billing date is different. Your billing date will be listed in the statement. You can adjust the billing date according to your income and salary payment date, but it can only be changed once a year
Card types: regular card (limit 2,000-20,000 yuan), gold card (limit 5,000-50,000 yuan), Titanium Card (limit 20,000-200,000 yuan)
Currency: RMB, RMB/USD
Annual fee standard
HuaXia Titanium Card Main Card The annual fee is RMB 300/card/year, titanium card supplementary card: RMB 150/card/year;
Hua Xia Bank Credit Card Gold Card main card: RMB 160/card/year; gold card Supplementary card: RMB 80/card/year;
Hua Xia main card: RMB 80/card/year, supplementary card: RMB 50/card/year;
Hua Xia Bank Business Card Gold Card: RMB 300/card/year, Regular Card: RMB 150/card/year.
Baidu Encyclopedia - Huaxia Credit Card