Bank of China will determine whether it meets the requirements and credit limit according to the personal financial certificate and comprehensive credit status submitted when you apply for a credit card. Finally, please refer to the actual approval results. General credit card limits range from 0 to 2 million yuan.
The above contents are for your reference. Please refer to the actual business regulations.
How much cash can I get from 30 thousand construction credit card?
How much cash can I get from 30 thousand construction credit card?
CCB credit card, with a fixed amount of 30,000 yuan and overdraft withdrawal amount of10.5 million yuan. Moreover, the overdraft withdrawal per card does not exceed 2000 yuan per day, and it takes many days to complete the withdrawal amount. Moreover, the overdraft takes the existing handling fee and interest.
How much cash can I withdraw from a thousand yuan credit card?
At present, the daily withdrawal limit of credit cards is 10000, which does not exceed 50% of the credit limit.
Credit line 1000, with a maximum withdrawal of 500. The existing handling fee is charged by credit card, and the domestic withdrawal fee is 0.5% of the cash withdrawal amount, ranging from 2 yuan to 50 yuan in RMB. Interest shall be charged at the rate of 0.5 ‰ per day from the date of transaction entry, with compound interest on a monthly basis.
In addition to direct cash withdrawal, cash can also be obtained by cash installment. Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his own dragon card and repay it in installments. After the approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay the money every month within the agreed time limit and pay a certain fee. This business can be applied in CCB online banking, Shanrong business, mobile banking and other channels. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder, and the accumulated amount shall not exceed RMB 50,000. The minimum application amount is 500 yuan, which is an integer multiple of 65,438+000. After you apply, CCB will independently review the cash installment application and decide whether to grant the installment amount and quota. You can freely choose 3, 6, 12, 18 and 24 installments for cash repayment, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75% and 0.75% respectively (Note: monthly handling fee = handling fee rate of total installment amount, after installment, There is a 30% discount for applying for cash installment fee before the end of the year. After the application is successful, the cash installment amount will be transferred to your savings card immediately, and you can take it out on the spot and repay it in installments every month. Credit line 1000. If you don't use it, you can apply for a cash installment of 1000 at most.
How much cash can CCB Ctrip Credit Card 10000 withdraw?
If so, there are only tens of dollars left on my card now! But the withdrawal can be more than 300.
I want to know what the problem is.
How to solve it? I want to withdraw the same amount as the limit.
thank you
You are ashamed to stop deer, bamboo shoots and lemons.
How much cash can I withdraw from China Construction Bank credit card 10000?
50% of the credit line can be used for cash withdrawal. Limit 1 000 yuan. If there is no withdrawal, and the available amount is more than or equal to 5,000 yuan, you can withdraw up to 5,000 yuan. The domestic overdraft withdrawal fee is 1% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 100 yuan. The benchmark interest rate is 0.5 ‰, and compound interest is calculated monthly. Withdraw 5000 yuan, resulting in a handling fee of 50 yuan.
I have a credit card of 30,000. How much cash can I withdraw at most?
The withdrawal amount of a credit card is half of the credit limit, and your credit limit of 30,000 yuan can only be withdrawn10.5 million yuan.
How much can the credit line of China Construction Bank1100,000 Platinum Card be withdrawn?
1. Cash withdrawal. The bank stipulates that you can only withdraw 2000 yuan a day at most. You'd better find an acquaintance to cash out.
How much cash can Liaotong Longka RMB credit card withdraw?
The credit card withdrawal amount of CCB is generally 50% of the total credit card amount.
1. Credit card overdraft withdrawal:
A handling fee: it depends on the regulations of each bank. For example, the handling fee for withdrawing cash from Ping An Credit Card is 2.5%, with a minimum 25 yuan for each transaction; The credit card of CCB is charged at 0.5% of the cash withdrawal amount in China, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;
B interest: calculated at the daily interest rate of 0.5 ‰ from the date of cash withdrawal.
2. Cash withdrawal from credit card overpayment: Some banks need to charge fees, while others don't. For example, the handling fee of China Merchants Bank is 0.5% of the withdrawal amount, and the minimum fee is 5 yuan RMB or US$ 65,438 +0.
How much cash can China Merchants Bank withdraw from the new credit card?
The credit card withdrawal amount of China Merchants Bank is 50% of the credit line, and the youth card can be fully withdrawn. The daily limit is 5000 yuan.
Can I withdraw cash with the remaining 300 pounds on my credit card?
Not necessarily.
1. The withdrawal amount is generally one tenth of the remaining available credit card amount.
2. Can you withdraw cash? How much can you withdraw? You can call credit card customer service and turn to manual inquiry.
How much cash can I withdraw with a credit card limit of 4500? Bank of communications.
The withdrawal amount is 50% of the overdraft limit, that is, 25,000 yuan can be withdrawn with interest of 0.5 ‰ per day. The monthly interest of 10,000 yuan is around 200 yuan, and the handling fee is 1% of the withdrawal amount, and the minimum charge is 10 yuan. The minimum repayment amount is 10% of the arrears. For example, if you owe 1 10,000 yuan, the minimum repayment amount is 1 100 yuan, plus the interest of 100 yuan, which is 1 100 yuan. If the bank calculates compound interest, it is rolling interest. I won't count the specific 100 yuan. One month in 5 yuan and one day 150 yuan are not counted as compound interest. Compound interest will be higher, but not much.
Is this not detailed? I have given examples.
How much is the credit card 30,000 12 per month?
The credit card should repay 30,000 yuan 12 yuan every month; Total 32 160 yuan.
Installment fee refers to a kind of fee that needs to be paid when the loan amount of a bank or credit institution is repaid in installments, without paying installment interest. Installment fees can be divided into one-time payment and installment payment. In the case of installment payment, the expenses are included in the repayment bill of each installment, and the borrower is required to repay on time. In addition, after the general installment payment, if the repayment is made in advance, the installment fee will not be reduced, and the fee will still be repaid according to the agreement.
For lending institutions, the handling fee for installment payment is also one of their incomes. Basically, as long as it is staged, it will require the handling fee for staging.
I. Calculation of installment fee
Handling fee = installment interest rate of installment principal.
After the cardholder successfully handles a single installment, the credit line corresponding to the credit card will be occupied, and the occupied credit line will be gradually restored with the repayment of each installment until the balance of the last installment or all installments is paid off in advance.
The cardholder has successfully processed a single installment amount, so he can't apply for installment again and choose the minimum repayment method to repay. If the cardholder fails to fully repay the remaining bill amount of the current period on time after successful handling, or the amortization amount of any period during the installment period is not fully repaid, it will be deemed as not fully repaid, and interest or late fees will be incurred.
Second, judge whether the credit card is controlled by the wind.
1. The customer fails to handle the installment within the specified time: if the customer handles the installment of the bill, it must be done between the opening of the account and the repayment date. On the repayment date, there is generally no way to apply again; If it is a consumption installment, it is generally necessary to apply after the consumption is recorded and before the bill date, and the application after the sunrise of the bill is the bill installment.
2. The installment amount applied for does not meet the requirements of the issuing bank: the bank has requirements for the installment amount of credit cards, and many regulations stipulate that the minimum installment amount cannot be lower than that of 500 yuan, so if the customer's consumption is lower than that of 500 yuan, then this consumption cannot be applied for installment. Also, for example, the Construction Bank stipulates that the maximum amount of bills in installments shall not exceed 90% of the total consumption in the issued bills, and the customer wants to installment all the bills of the card and cannot handle them.
Third, the solution of credit card being controlled by wind.
The user actively contacts the issuing bank and asks why the credit card is controlled by the wind; Then solve the problem under the guidance of customer service; After the problem is solved, the user can apply to restore the normal state of the card; After receiving the application, the issuing bank will re-examine the card, and when the card meets the conditions for releasing risk control, the card will be released from risk control status. Therefore, after credit card risk control, users should take the initiative to contact the bank instead of waiting for the bank to automatically cancel the risk control.
The introduction of 30 thousand credit card and 30 thousand credit card ends here. Did you find the information you needed?