Because a white household's credit report with credit information is blank and there is no historical loan record as a reference, the credit card application platform can't judge its credit and repayment ability well, which makes it difficult to apply for a credit card, but it is not impossible to apply for a successful credit card. There are still many credit cards available for white households, but you should be careful when choosing a card for the first time. So, what credit card is better for white families? Easy credit card recommendation!

1, Everbright Tik Tok Credit Card: Everbright is a popular card type, and it is also more suitable for white households to apply for cards. The card issuance rate has been good, and the annual fee is free within the validity period. It can provide 50% discount on word-of-mouth payment in gourmet shops, random reduction of shopping, exclusive privilege of tourist routes and other rights and interests of JD.COM network celebrities, as well as VIP room service at 3:00/ year airport or 6:00/ year high-speed rail.

2. Owner's Card of Guangfa Bank: Customers with cars bought auto insurance in Ping 'an, and even white households can easily get off the card. The rights and interests include 88% discount on gas and 720,000 vehicles, and the annual rigidity fee in 200 yuan is also valuable. It is important that you can apply for a car without a car, but the road rescue service needs to bind the license plate number.

3. ICBC Unbounded Platinum Digital Card: ICBC and UnionPay Platinum, many white households have passed the follow-up card application. Without a physical card, they can use China UnionPay Express APP to bind their cards for consumption, and can provide exclusive rights such as cross-border 1% cashback of UnionPay network, as well as UnionPay Platinum Card 1 yuan parking and 1 yuan VIP room service.

4. Guangfa True Love Card: Guangfa's first female-themed credit card, which is suitable for women, has a non-rigid annual fee, can be conditionally reduced, and can provide multiple points for self-selected merchants, giving women health insurance, online shopping and other rights. The pass rate of female white households with stable income is high.

5. Guangfa Bank DIY Credit Card. This card has 3 times points for the types of self-selected merchants (including catering, entertainment, shopping, tourism, etc.). ), the points can be freely used for consumption or gift exchange (every 10000 points can be used to offset 20 yuan). In addition, Guangfa Bank's popular credit card activity "Guangfa Day on Friday" has been re-opened, and you can buy one get one free or enjoy half price every Friday in ishare.

These are all credit cards suitable for white households, and the success rate is relatively high. Therefore, you can submit your application according to your actual needs and repayment ability, so as to avoid the situation that you can't get a card because of excessive borrowing.