What bank credit cards does Apple’s official website support?

Supports Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and China Merchants Bank Card Installment.

When using China Merchants Bank, you can enjoy three installments of interest-free treatment. The rate for twelve installments is only 3.85. The credit card installment limit is at least 300 yuan, and short-term installments are the most cost-effective. Using ICBC, you can enjoy three-, six-, nine-, and twelve-term installment benefits, with rates of 1.03, 1.8, 2.75, and 3.86 respectively. The credit card installment limit is at least 600 yuan.

When using Agricultural Bank of China, you can enjoy three-, six-, and twelve-term installment benefits, with rates of 1, 1.8, and 3.5 respectively. The credit card installment limit is at least 500 yuan, and long-term installment consumption is the most reasonable.

Extended information:

Apple’s official website credit card introduction is as follows:

Using China Construction Bank, you can enjoy one-, three-, six- and twelve-phase installment benefits. , one period is interest-free, and the rest are interest rates of 1, 1.7, and 3.58 respectively. The credit card installment limit is at least 500 yuan.

China Merchants Bank can be divided into 1, 3, and 12 phases, ICBC can be divided into 3, 6, 9, and 12 phases, and Agricultural Bank of China can be divided into 1, 3, 6, and 12 phases.

Of course, installment payment is also available for other products sold on Apple’s official website. Although Apple also provided installment payment after the iPhone SE was launched, it only supported 3 installments (interest-free and handling fee-free).

Notes on bank card installment payment

1. Understand the number of installments and handling fees

Before applying for credit card installment, you must calculate it based on your own financial situation As for the number of installments, if the installment is too short, the repayment pressure will still be great, and you will be miserable if you fail to pay in the end; if the installment is too long, you will suffer a huge loss, because the longer the installment, the more total handling fees will be charged.

2. Cancellation is not allowed after the installment is successful

Once the installment application is successful, it cannot be canceled. Even if you have enough ability to repay all the debts now, all the previous installments will not be cancelled. All handling fees must also be paid.

Can I use someone else’s credit card to purchase on Apple’s official website?

No. Apple’s official website only allows the use of the user’s own payment method, so it’s not possible. The iPhone is a series of mobile phone products powered by the iOS operating system launched by Apple on January 9, 2007.

Does installment payment on Apple’s official website require a credit card?

Instalment payment on Apple’s official website can be made with a credit card or with Huabei. The installment plan on Apple’s official website is provided by China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, and Ant Financial (Huabei) to eligible mainland Chinese residents.

Consumers can not only use credit cards to pay in installments, but also pay with Huabei. Ant Financial (Huabei) has a cooperation with Apple. Huabei and credit cards are both advanced consumption tools, but some consumers don’t like to use credit cards.

If consumers don’t like to use credit cards to purchase Apple products in installments, they can use Huabei to purchase Apple products in installments. To use Huabei to purchase Apple products, the premise is that the Huabei universal credit limit needs to be greater than the value of the Apple phone, otherwise you cannot use Huabei to purchase Apple products in installments.

All shopping installments on Apple’s official website need to be approved by the consumer’s credit card issuing bank. For Huabei installments, approval by Ant Financial is required. If the installment payment plan selected by the consumer is not approved by the credit card issuer or Ant Financial, Apple’s official website will not be able to inform the consumer of the reason.

Users can contact the official customer service of China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, and Ant Financial (Huabei) to learn about relevant conditions, fees and related procedures.

Can I use a credit card to purchase mobile phones on Apple’s official website?

For information on the current cooperation between China Merchants Bank and Apple, please see: For details, 12 interest-free installments are currently supported with credit cards. One-card is not supported for the time being. Apple Stores currently do not participate in this activity, and you need to confirm the installment cooperation discounts with Apple physical stores.

Can I use two credit cards on Apple’s official website?

No. You can only fill in one credit card on Apple's official website. You can fill in and use two bank cards from different banks and one credit card on Apple's official website, but you can only use one of them when purchasing goods because the money in these cards is not connected to each other. .

Can you only use China Merchants Bank’s credit card to buy mobile phones in installments on Apple’s official website?

Does it mean that you can only use China Merchants Bank’s credit card to buy mobile phones in installments on Apple’s official website? Apple’s official website currently also supports credit cards from the Industrial and Commercial Bank of China and China Construction Bank.

Apple’s official website currently also supports Huabei, a subsidiary of Alipay, for installment payments. Stored-value cards from various banks are not currently supported for installment payments, but savings cards issued by various banks can be used to pay in full.

Extended information

Process description:

1. Choose your product.

Shop now and add selected items to your shopping bag.

2. Continue to checkout.

Enter your credit card details or scan the QR code and select an installment payment term (e.g. 12 months).

Please note that if you choose Huabei installment, you may need to install the "Alipay" app on your mobile phone to complete the payment. If you choose China Merchants Bank for installment, you need to install the "Pocket Life" app on your mobile phone to complete the payment.

3. Order delivery.

We will notify you via email when your order has shipped and confirm the delivery date.

4. Monthly payment.

You will start paying in installments according to the plan you selected. Please refer to your monthly bank statement or Alipay account for details.

Apple-enjoy 24-month interest-free installment

This ends the introduction about whether credit cards can be used on Apple’s official website and whether credit cards can be used on Apple’s official website. Did you find the information you needed?