It's true. For loans, basically everyone can borrow money, the difference is interest. With many assets, stable income and good credit information, you can enjoy low interest if you can resist assets, usually represented by bank loans. A little worse, you can borrow through a small loan company, and the interest is higher than that of the bank, but fortunately the interest is acceptable.
False, you take these things there, you just apply for an online loan platform that you don't know, and you will have to pay extra if you apply successfully. Of course, if the bank says that the interview is excluded, it is a waste of time to go to the general company for an interview. It is best not to believe it, so as not to cause losses to your property.