The T + 1 in the credit card can be interpreted as a transaction on the same day.

The +1 after T means adding one day to T. Due to the difference between natural days and working days, it cannot be simply understood as tomorrow and the day after tomorrow.

How long does it take for a credit card transfer to arrive?

The credit card transfer arrival time has the following situations:

① Fast arrival: no more than 2 hours at the latest, usually real-time arrival.

②Inter-bank transfer: It takes one to three working days to arrive. Generally, it needs to be processed through the counters of both banks.

③ On non-working days: If the transfer is on Friday night, it will arrive on Monday at the earliest. The payment will be received on Wednesday at the latest. Business on other legal holidays will generally be postponed to the next working day.

④Transfers on working days: Transfers made before 3:00 pm during the day from Monday to Friday can basically arrive at the other bank on the same day, but whether the other bank deposits the money in time determines the actual arrival time.