I applied for a credit card of China Merchants Bank, and the progress shows that I have completed the examination and approval, but the interface shows that I have not passed the examination and approval. Can I have a credit card? Hello, as far as I know, credit card applications are systematically evaluated. In your case, I can only tell you clearly that your application was rejected by the bank, so it means that it has not passed the examination. There are many reasons for rejecting the card, but you will only know that your comprehensive score is insufficient. This comprehensive score includes many aspects:

1. Credit: They will call your company. If no one answers or the information provided by the company is different from what you said, the application will fail;

2. Too little information is provided: for example, the bank requires you to provide real estate license and vehicle production certificate. , but your information is not available, and your application will fail.

3. Your credit standing is not enough, and too much overdraft will also lead to card refusal.

Of course, these are only a part, and the reference factors are comprehensive, such as work, income and stability, and are not determined by unilateral factors. If you are not satisfied with the audit, you can call 800-820-5555 to ask for a new audit. At this time, if you can provide more information to prove your qualifications, your chances of success will increase. Of course, if you don't want to attach more information at present, the result may be the same, so you can reapply six months after the initial application.