① Ordinary cards and gold cards will not generate annual fees;
② Some platinum cards may incur annual fees;
(3) whether to activate or not will also generate an annual fee, which will be notified when handling the credit card and deducting the annual fee;
(4) After handling the credit card, it is not opened for use, which will affect the application for credit card in the future.
Credit card cancellation method:
Call the bank credit card center to inquire about cancellation;
You can cancel your credit card by phone;
Cancel the credit card at the bank counter:
① Prepare the ID card;
2 Pay off the arrears;
③ Go to the bank counter to cancel the business.
Note: If you need to use a credit card after cancellation, you can reapply.