1. Applicant1citizen over 8 years old with civil capacity.

2. Have a legitimate occupation and a stable income, and have the ability to repay the arrears.

3. No bad credit record.

In addition, when applying for a credit card, people from other places, overseas and officers in active service also need to produce a temporary account issued by the local public security department or a certificate issued by relevant departments, and also need to provide an effective guarantee unit or guarantor.