Usually, users are used to spending money with flower beds. Originally, as long as the repayment is on time, it will be fine, but many people are overdue. A user asked Bai Hua if he could receive a dunning call. Let's talk about this problem briefly.

Bai Hua, can you make a dunning call?

Receiving a dunning call means that the user has overdue, and the consequences of overdue flowers are more serious. For example, it will affect the personal credit score on the platform, the sesame credit will decline, and the flower garden quota will be reduced or closed, including other product loans and online merchant loans.

Secondly, Huayuan has access to the central bank's credit report, which will leave a stain record on the personal credit report after the deadline. Once other institutions approve the post-loan inquiry, other credit businesses may be affected; Then, after the flowers are overdue, the platform will contact the debtor himself first, and then call the contact person;

What's more, the debtor is overdue and may be collected by a third-party collection company and sued by the platform, which will not only affect the credit business, but also affect personal life.

Huabai itself has a three-day grace period for repayment. If there is repayment pressure, it can also be repaid by installments or the minimum repayment amount, or it can be solved by purchasing deferred repayment service.

The above is about "Can Bai Hua receive a dunning call?" I hope it helps after reading it. Generally speaking, overdue flower beds will have a very bad impact. It is recommended to deal with them quickly, and don't wait for the platform to collect them, and then go to the credit investigation and prosecution.