Postal savings bank credit card gold card does not need to pay membership fee. However, there is an annual fee. The annual fee for the credit card gold card of Postal Savings Bank is 125 yuan 1 year. The annual fee is not charged in the first year when users apply, and it will be generated from the second year, but the annual fee for the next year will be exempted if they swipe their cards six times in one year. In other words, as long as the cardholder swipes the card 6 times or more every year, there is no annual fee. In addition to revolving credit, consumption installment, cash advance and password optional services, the Gold Card of Postal Savings Bank also has the following functions.

Advantages of gold card

In addition to all financial functions, UnionPay Platinum Card also provides a 24-hour exclusive platinum service hotline, online banking service, account change SMS reminder service and counter priority service. In addition, some banks also provide value-added services such as public transportation accident insurance, airport VIP room service, medical care, golf reservation service, wealth management housekeeper, etc. for Platinum cards, and the credit line is generally large. The bank stipulates that the maximum amount of a general card is 50 thousand, and the maximum amount of a gold card is 200 thousand.