The much-anticipated CMB Xiaobai Credit Card has finally been released. Previously, JD Finance has cooperated with CITIC, China Everbright, Minsheng and other banks to launch Baitiao co-branded cards. Today, several regional cards have been launched in succession. On the 6th, CMB Xiaobai Card also made its grand debut. , many users have submitted applications, and some users have already applied for the card in seconds. The limit of CMB credit card has never been very high, so how to increase the limit of CMB Credit Card for beginners? Today I will give you a brief introduction. This little white card from China Merchants Bank combines many benefits of China Merchants Credit Card and JD Baitiao. It can be said to be one of the most worthwhile credit cards this year. It not only provides 50% off on food on Wednesdays, free redemption of points for Starbucks, etc. China Merchants Bank Credit Card Gold Card (UnionPay) Standard rights and interests, users can also enjoy exclusive privileges such as instant discount coupons of up to 100 yuan for JD.com payment, 10 times points for China Merchants Bank, etc. There are so many activities during the promotion period. For details, you can check how about the China Merchants Bank Little White Card? The perfect combination of Jingdong Baitiao and credit cards

China Merchants Bank Xiaobai Credit Card is a gold card, so the limit will be classified according to the bank level: The limit of a regular card is generally RMB 3,000 to 10,000, and the limit of a gold card is generally RMB 10,000. to 50,000 yuan

So is there any way to further increase the limit of China Merchants Bank’s Xiaobai Credit Card? The first application for a permanent limit increase requires that you have held the card for 3 months. The next permanent limit increase must be after 3 months. There is no requirement for the time for temporary limit increase. If during the use, China Merchants Bank feels that you have a large credit card usage and good credit, Then the limit will be increased for you from time to time. PS: If your application for quota increase fails, do not apply multiple times and apply again after three months.

Tips for credit card limit increase for novices of China Merchants Bank: 1. The credit card swiping situation of the cardholder (regular swiping for food, drink, entertainment, food, clothing, housing, transportation, official activities, etc.). Only by swiping frequently and using the bank will the bank think you are an active user. Otherwise, the bank will not consider you an active user. If you can’t receive merchant fees and have no income, how can you increase your limit? 2. The cardholder’s non-card credit contribution (bill installments, cash advances, single installments, minimum repayments, etc.) will only be given to you more if the bank makes money. If you have a large limit, if you have never done banking business, the fixed limit adjustment will be easily rejected; 3. Card withdrawal, card upgrade or new policy (it is completely opportunistic and there is no rule to follow. If you encounter a card, it can be normal. Limit increase), it is purely luck, don’t rely on this method if you are embarrassed; to sum up, the limit of China Merchants Bank Xiaobai Credit Card has a greater relationship with the bank, and it is relatively easier to increase the limit of China Merchants Bank. If the initial limit is relatively low, It is recommended that you do not cancel the card easily. It is very simple to increase the limit through frequent use. CITIC Little White Card is the first batch of small white cards from JD Finance. The benefits and benefits are more mature and the limit is higher. Friends in need click here