Find out the nature of the card and cancel it through consultation. According to Cai Xi's survey. com。

1. It is necessary to clarify the nature of the card. If it is an installment card, it is impossible to appeal;

2. If it is found that the bank unwittingly induces installment or compulsory installment, it can negotiate with the bank to cancel and waive the installment fee. If the bank disagrees, it can complain to the head office or the CBRC.