You can't apply for a credit card at the age of p>16. You need to be over 18 years old to apply for a credit card, and you must have a stable job and economic income.

The conditions for applying for a credit card are as follows:

1. Applicants must be at least 18 years old and have full capacity for civil conduct and the ability to repay debts. For college students, to apply for a college student credit card, you need to bring your ID card and student ID card, and then you can go to the bank to apply for a credit card.

2. Have a stable job and income, and provide corresponding income certificates.

3. Personal reputation is in good condition and there is no bad reputation record.

4. To receive a card in the name of an individual, people from other places and overseas and officers in active service should present a temporary account issued by the local public security department or a certificate issued by the relevant department, and have a guarantor or guarantee enterprise with guarantee ability.