CCB credit card has cash installment. In fact, you can directly apply for cash installment.

Log in to the credit card homepage of CCB, pay by installment-cash installment, and click "Apply for cash installment online" on the right side of the page to apply. When applying, you need to fill in a RMB settlement account, such as debit card, quasi-credit card and passbook, which is opened in China Construction Bank. Conduct real-time cash audit and issue audit results. Once approved, the money will be transferred to the savings card and will be received immediately.

The amount of cash installment application must be an integer multiple of 65,438+000 yuan, the lowest is 500 yuan, and the highest does not exceed the credit limit of the cardholder (excluding overpayment and temporary limit), and the total amount does not exceed 50,000 yuan. The number of installments can be 3, 6, 12, 18, and 24, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75%, respectively (Note: monthly handling fee = total installment amount * handling fee rate, calculated after installment. )

For example, if you apply for cash installment of 25,000, you can repay in 24 installments at the longest, and the repayment for each installment is: 25,000/24+25,000 * 0.75% =1041.67+187.5 =1229+.