If you are a UnionPay single-currency credit card, or a dual-currency credit card with UnionPay and VISA (or MasterCard) double logos. If you spend money by credit card overseas and take the UnionPay line, there will be no handling fee.

Generally, for bills spent by swiping cards abroad, the charge for swiping cards is between 3% and 4%. Among them, international credit card organizations such as visa or MasterCard will charge the issuing bank an international transaction fee, which is 1%- 1.5% of each transaction.

Although the money is collected from the bank, these expenses are actually borne by the cardholder; In addition, the fees charged by banks or exchange fees are between 1%-2%.