Because the salesperson wants to increase the credit limit and approval rate for credit card applications, and the salesperson wants to increase high-quality customers, he wants to collect more information and apply for a gold card or platinum card. The review is stricter.

It is also possible to go to the workplace to take photos. This allows faster approval and verification that basic personal information is accurate. The maximum increase amount can be increased from the basic limit

Credit card application conditions:

Identity document: A copy of the resident ID card or temporary resident ID card (both sides, front and back, Within the validity period) or a copy of the military officer's ID card;

Archive the photo

The application for the card payment function only accepts copies of the resident ID card or temporary resident ID card for the time being.

Financial proof documents: official salary slips or income certificates for the past three months issued by government agencies and enterprises (need to be stamped with company seal or department seal);

Banks issue wages on behalf of Copy of passbook/bill (need to show the last three months’ salary entry information);

Copy of social insurance withholding voucher; copy of self-owned property certificate.

Bank card. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of issuance, it can be divided into corporate cards and personal cards

Reference: Credit card - Baidu Encyclopedia