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Is it cost-effective to exchange Pufa credit card points for Taobao Jifenbao?

If your credit points can be redeemed for other products, then compare and redeem them into Jifenbao.

Look at the ratio.

The bonus for 100 episodes is 1 yuan.

If you have 100 credit points, you can redeem 100 episodes of points. Or you can exchange 100 credit points for a mobile phone, which is definitely not a good deal. Whether these are cost-effective depends on comparison. If your credit points cannot be redeemed for anything but Jifenbao, or if you need higher points to redeem other products, then it is really not as good as directly redeeming them for Jifenbao. At least the exchanged money is enough to buy something.