ICBC does provide online banking inter-bank remittance and transfer services for credit card customers. Credit card holders can make payments to other domestic banks through ICBC personal online banking, personal telephone banking, mobile banking, and multimedia self-service terminals. Make RMB transfers and remittances to your organization or personal account. The inter-bank remittance business of ICBC online banking also provides functions such as inter-bank transfer and remittance, remittance status inquiry, etc. It also provides you with ordinary and expedited methods to transfer remittances to ICBC's external collection account.

Inter-bank transfer business of ICBC requires the cardholder to be a customer of ICBC Personal Online Banking, Personal Telephone Banking, or Mobile Banking; a valid identity document and a registered card are required; and the cardholder has opened external transfer authority or registered a contract transfer account.

According to the relevant regulations of the People's Bank of China, the service hours for inter-bank remittances of personal online banking are slightly different in various regions, so for specific time standards, you can send a text message to 95588 or call the local 95588 for consultation.

After making an inter-bank transfer and remittance through online banking, you can query the inter-bank remittance information within a maximum of 5 days through the "Inter-bank Transfer and Remittance Inquiry" function of online banking. At present, the receiving bank of inter-bank remittance business can support all major commercial banks across the country. If you want to remit money to a local commercial bank, please confirm with the local commercial bank whether the bank's system supports the People's Bank of China inter-bank system.

ICBC requires a certain handling fee for inter-bank transfers and remittances. The charging standards are as follows:

The handling fee for credit card inter-bank transfers and remittances is 2 yuan for each transaction of less than 2,000 yuan (inclusive); 0.2 If it is between 0,000 and 5,000 yuan (inclusive), it is 5 yuan; if it is between 5,000 and 10,000 yuan (inclusive), it is 10 yuan; if it is between 10,000 and 50,000 yuan (inclusive), it is 15 yuan; if it is more than 50,000 yuan, it is based on the transfer amount. 0.03%, up to 50 yuan/transaction. For real-time payment, there will be an increase of 20%, up to a maximum of 50 yuan/transaction. If you use other banks' self-service channels, there will be an additional charge of 4 yuan/transaction.