CITIC Magic JCB Credit Card Gold Card is free of annual fee in the first year, and it is free of annual fee for swiping the card 6 times in the second year, without any restrictions. However, the platinum card of CITIC Magic JCB cannot be exempted from the annual fee, because the platinum card provides a variety of VIP services, so you must pay special attention when applying.

The amount of CITIC Magic Platinum Card is generally above 50,000, and the amount of gold card is between 1 0,000-50,000. The upper limit needs to be determined according to your comprehensive information, and the amount of approval varies according to your personal qualifications. If you have a credit card with a limit of 65,438+0,000, you can apply.

If you apply for CITIC Bank Credit Card for the first time, it will be examined and approved according to the application materials provided by you, and the initial limit will be granted. At the same time, your credit limit will be adjusted from time to time according to your card usage.