1. When a user swipes a card, if the bank detects that there is a certain transaction risk in the cardholder’s current transaction, it will send a risky transaction reminder to the credit card holder’s reserved mobile phone number. SMS to remind customer service to be vigilant and not to be deceived.

2. Risky transaction reminders appear on credit cards, generally because the cardholder’s credit card available limit is low, the card is swiped in other places, the card amount is a large integer, the transaction environment is risky, and the card is swiped too frequently For other reasons, these card consumption behaviors that appear to be abnormal factors will be detected by the bank system and remind customers to pay attention to transaction risks.

3. Therefore, if the cardholder’s current card swiping status is not abnormal, there will be no problem even if the bank receives a risky transaction reminder. Just relax and proceed with the transaction. If the cardholder is unsure about the current transaction status, it is better to suspend the transaction as much as possible.