What is the difference between the dual-currency card and the full-currency card of Industrial Bank?

Dual currency, as the name implies, means that the card has two currencies:

Generally, RMB plus USD, EUR or JPY. The advantage of all-currency card is that it can exempt 1.5% currency conversion fee.

For example, if you use a dual-currency card of RMB and USD, and pay with Thai baht in Thailand, you will incur a currency conversion fee of 1.5% (of course, if you pay with USD or RMB, you will not incur this fee).

All-currency cards will not generate such fees.

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