Guangfa DIY Credit Card with standard annual fee is based on your current fast-paced work style and simple and independent consumption proposition. Based on the points discount platform, it selects three major categories: dining, entertainment, shopping and travel. Merchants offer triple points for spending with credit cards. The card has two levels: regular card and gold card. The annual fees for different levels of credit cards are different. Regular card annual fee: main card 40 yuan/card/year, supplementary card 20 yuan/card/year; gold card annual fee: main card 80 yuan/card/year, supplementary card 40 yuan/card/year;
Guangfa Credit Card annual fee policy is to waive the annual fee in the first year, and swipe the card 6 times in the same year to waive the annual fee for the following year. Comments: The annual fee for Guangfa DIY Credit Card is not high, and you can easily waive the annual fee for the next year. Moreover, there are no restrictions on the amount or location of this consumption, and online consumption also counts, so it is very easy to do.
Card benefits: 1. 3x points for selected merchant types. You can freely choose your favorite merchant type among the following three major merchant types, enjoy triple points discount, and accelerate your points accumulation! Catering and entertainment category: including all kinds of merchants such as catering and entertainment. Shopping category: including department stores, supermarkets, clothing, shoes and bags, etc. Travel category: including air tickets, hotels, vacations, tourism and other merchants. Note: If you only select one category , it is free; if you choose more than one category, the fee will be deducted at 29 yuan/year for no more than one category. 2. Points can be freely used for low consumption or exchanged for gifts. You no longer have to worry about points being nowhere to be used! Now you can not only redeem GF credit card points for gifts, but you can also directly apply for a discount on your payment arrears. Every 10,000 points can be used to offset 20 yuan. The more you accumulate, the more discounts you can get! Example: Ms. Zhang chose the "travel category" for free. She spent ***10,000 yuan at travel merchants that month and earned 30,000 yuan in points, which can reduce her consumption debt by 60 yuan! For example: Mr. Li chose two major merchant types: "travel" and "shopping", and the annual service fee is only 29 yuan. This month, Mr. Li spent 10,000 yuan on air tickets and hotels, and 5,000 yuan on department store shopping. He earned 45,000 points. Since the minimum redemption requirement is 10,000 points, he can directly discount the 80 yuan outstanding balance. Yuan. GF DIY Card (3 times the points at the merchant type of your choice, points can be freely exchanged for gifts or used to offset debts)