What are the advantages and disadvantages of Guangzhou Bank credit card? This should be a question for most friends who are considering applying for a Guangzhou Bank credit card. Below I have compiled an analysis of the advantages and disadvantages of Guangzhou Bank Credit Card!
1. Analysis of the advantages of Guangzhou Bank’s credit cards:
Guangzhou Bank’s credit cards are also divided into gold cards and platinum cards. Platinum cards are divided into elite cards, airline cards, etc., with different card types and functions. Also different. Below we take two types of gold cards and platinum cards to introduce.
1. Platinum Card Standard Platinum Credit Card (Elite Edition):
Annual fee: 288 yuan/year, the annual fee is waived in the first year, and it is waived every year after 6 purchases. Fee
Points policy: 1 yuan of point consumption = 1 point, 3 times the points in the month of birthday, the limit of single gift points is 10,000 points/user
All basic activities of Guangzhou Bank Credit Card can be participate.
2. Platinum Card: China Southern Airlines Sky Pearl Platinum Credit Card: It is a travel assistant jointly created by Guangzhou Bank and China Southern Airlines.
Annual fee: The annual fee is 680 yuan. The annual fee is waived in the first year. If you accumulate 3 purchases or more than 5,000 yuan in mileage-based purchases in the same year, the annual fee will be waived for the next year.
Points policy: Every 12 yuan spent on mileage calculation will earn 1 China Southern Airlines mile.
Earn double mileage for business travel/overseas consumption.
2. Analysis of the disadvantages of Guangzhou Bank Credit Card:
1. The application conditions are very strict
All you need is a work permit and ID card. But only those with household registration in Guangzhou, Jiangmen, Foshan, Shenzhen, Nanjing, Huizhou, Zhongshan, or those with a bachelor's degree or above, or those who have purchased provident funds, or institutions (schools, hospitals, institutions) can apply.
2. Generally speaking, the probability of passing the review is relatively low.
3. Guangzhou Bank Credit Card Recommendation: Guangzhou Bank China Southern Airlines Sky Pearl Card
Guangzhou Bank and China Southern Airlines jointly issue joint credit cards, including China Southern Airlines Sky Pearl Guangzhou Bank Platinum Credit Card (Elite Edition) ) and China Southern Airlines Pearl Guangzhou Bank Platinum Credit Card are good companions for business travelers.
1. Earn 1 China Southern Airlines mile when you spend 12 yuan, and double miles when you spend on business travel. Exclusive benefits: Earn 1 China Southern mile when you spend 7 yuan, and double miles when you spend 7 yuan on business travel, overseas, and your birthday.
2. Compensation will start from 1 hour if the flight is delayed, and real-time compensation will be paid through WeChat red envelope. You can enjoy 4 flight delay insurance, with the maximum compensation of 578 yuan/time.
3. Any theft losses within the credit limit that occur within 72 hours before the card is lost can enjoy 10 million yuan of card loss protection;
4. VIP airport VIP lounge services, 1 yuan airport transfer service, 1 yuan airport parking, platinum safe medical care, platinum fitness experience and free alcohol and driving service.
The above is the content of "Analysis of the Advantages and Disadvantages of Guangzhou Bank Credit Card!" that I introduced to you about Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!
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