The cancellation method is as follows:
Telephone banking cancellation:
Credit cards can be cancelled by telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account.
Bank counter cancellation:
(1) Carry valid certificates, such as ID cards and credit cards.
(2) Get the reservation number from the bank and queue up.
(3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application.
(4) Credit card cancellation is completed.
Precautions:
If the credit card is lost, you need to reissue a credit card first, then cancel the account, and the card fee is required to reissue the card;
Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.
How long can the repayment be extended after the credit card consumption of CCB and before the repayment date? No, you have already paid it back before, and now you will pay it back next month. For example, if you withdraw cash on August 7, you can repay it before September 6 next month.
CCB credit card can be reissued if it has not been activated for 4 years, as long as the card has not expired.
In addition, do you want to change the card receiving address? If yes, bring your ID card and change it at the nearest CCB outlet (regardless of the local location). After completion, you can apply for self-service card replacement through WeChat (China Construction Bank), mobile banking and online banking of CCB. It should be noted that there are two types of card replacement: card replacement due to card damage and card replacement due to loss.
At the same time, according to the different reasons and card materials,
If it is a loss report, the bank will charge a loss report fee of 50 yuan.
If it is degaussing, the bank does not charge a handling fee.
If the card is an IC chip card, the card fee is 10 yuan.
If the card is a single magnetic stripe card, the card fee is free.
Can I cancel the CCB credit card if it is not activated? As long as it is not activated, it will be fine. When the validity period expires, the card will be invalid, but it is best to cancel it to avoid being activated by others. Very troublesome! Call CCB customer service to cancel, or go to the counter to cancel!
I would like to ask how to repay the CCB credit card after spending in the United States. As far as the present situation is concerned, it can be repaid anywhere. Of course, if you repay money through a friend to a bank outlet, it is not only speed, but also the fastest in terms of efficiency. There is no handling fee for repayment at bank outlets. If you remit money through Western Union, the expenses incurred are the expenses incurred when you are in Western Union.
There are many ways to activate CCB credit cards, and you can also activate 1 online. If you apply online, you must go to the business hall.
2. The door-to-door service of sales staff can be activated online or by telephone.
3. A card has been activated. Look at the second.
First, if the main credit card holder handles the supplementary card for other relatives, then the main credit card and the supplementary card can share the quota, bill together and repay the money back to the main credit card.
Second, if the same cardholder has handled multiple credit cards in CCB, then each credit card is a master card, and repayment should be made according to different card numbers.
After the replacement of CCB's credit card, my repayment consumption record is still in the horse. Of course, you still have your card. Whether it is because of loss reporting, card damage or card replacement, the old and new cards are all in the same account. Replenishing the card will not affect your previous repayment, and the consumption bill will still be kept.
The bill number of China Construction Bank's credit card is 13, and the latest repayment date is 2nd. If I repay it on 14, I will repay it after 14. Can I still swipe my card? Yes
After the repayment on 14, the available amount will be restored with the repayment amount, and how much will be spent.
CCB credit card 65438+ 10 9 is the final repayment date, and I paid it back on September 28th. Can I spend it on September 29th? Yes, the repayment date is the consumption on the billing date.
It is ok to spend before165438+1October 9 on the 29th.