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The difference between a bank credit card center and a bank.
1. The main positions and work contents are different.

2.

(1) Personnel and finance positions: person in charge and finance, but many credit card centers in banks are not self-service finance, so they are not necessarily set up.

(2) Technical posts: There are many technical posts in the development of new wealth management products, mobile products, network maintenance and technical services.

(3) Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, supervise and manage financial institutions and even specialized financial institutions in the financial industry.

(4) Policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank. Responsibilities: Financial institutions that participate in or guarantee shares, engage in policy financing activities directly or indirectly in specific business areas for non-profit purposes, and serve as tools for the government to develop the economy, promote social progress and conduct macroeconomic management.

Work content of bank credit card center

1. The job of the bank credit card center is to do business, that is, let customers handle their bank credit cards. Credit card centers of banks handle credit card business. Credit card center is a huge department, which generally belongs to the secondary department of the bank, including risk control, customer service, gifts, joint activities and so on.

2. All the functions of the credit card need to be managed by the credit card center. For example, credit card approval, credit rating, consumer account records, risk control, credit card preferential activities, card points management and so on. These are core functions, and they are generally formal employees of the banking system. Like telephone customer service, it is generally outsourced.

3. Among them, the intermediary business of bank credit card center is all kinds of business that commercial banks charge fees by providing services to customers without using their own funds. The intermediate business of the credit card center is the deposit and loan business of the bank.

4. Credit card centers are relatively independent in management, similar to branches, but managed by the head office. The difference with banks lies in management. Credit cards are generally run by third-party organizations, and only a few banks have special personnel to dock business.