Mortgage will not affect the application for credit card. As there is installment mortgage in China Bank, as long as the repayment is made on time and there is no bad credit record such as overdue, you can not only apply for a credit card, but also apply for a low amount.

Materials required for handling China Bank Credit Card:

I. Identification documents: Accept the application for the main card of 18-65 years old and the application for the supplementary card of 16 years old.

If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides are valid) or a copy of your military officer's card.

If you are a foreigner, you need to provide (1) a valid passport; (2) a copy of the foreigner's residence permit or a copy of the foreigner's permanent residence permit attached to the valid passport visa page.

Hong Kong, Macao and Taiwan personnel, need to provide "Hong Kong and Macao residents to and from the mainland pass" or "Hong Kong and Macao compatriots home visit permit" or "mainland travel permit for taiwan residents" copy.

2. Proof of permanent residence address (you can choose any of the following)

1, copy of household registration book

2, water, electricity, gas, the last three bills,

3. The bills of the last three fixed telephones,

4, dormitory certificate issued by the unit 5,

6. Housing lease contract (agreement)

7. Proof of own property

8, residential property management fee payment documents

9. Address certificate issued by the street

10. Monthly statements of the last two credit cards or personal income tax payment certificates of the last three months.

1 1. Other documents that can prove that he has a fixed residence.

III. Financial vouchers (you can choose any of the following)

1. Official payroll or income certificate for the last three months issued by government agencies and enterprises (company seal or department seal is required)

2. A copy of the passbook/bill of the bank payroll (showing the wage entry information in the last three months).

Three copies of personal income tax payment certificate for the last three months.

4. Copy of social insurance withholding certificate

5. Copy of self-owned property certificate

6. Copy of bank time deposit slip/passbook.

7 copies of purchase vouchers of funds, treasury bonds and corporate bonds (name of purchaser, account number and account balance shall be displayed)