Credit card holders of Postal Savings Bank can inquire about the credit card amount through the customer service hotline, and know the credit card account arrears, current available amount and other information anytime and anywhere.

The limit is calculated as follows:

For example, if your credit line is 20,000 yuan, the outstanding amount that has been recorded is 1000 yuan, the used amount that has not been recorded is 4,000 yuan, and the overpaid amount is 0 yuan, then your available line at this time is 6,000 yuan.

Note: the available amount will decrease with each consumption, and will recover with your repayment in each installment.

What are the detailed rules for the credit card limit of China Postal Savings?

The Postal Savings Association will verify the credit card limit according to the information and credit status provided by credit card holders when applying, which is the maximum limit for cardholders to overdraw consumption and withdraw cash. However, if you hold more than one credit card issued by the Postal Savings Office, the maximum credit limit of each credit card held in the cardholder's name is used as the credit limit, not the sum of the credit limits of multiple credit cards.

In order to ensure the safety of credit card holders, no more than 2,000 yuan can be withdrawn from ATM terminals every day. More than 2000 yuan needs to be cashed at the outlet. When the cash withdrawal exceeds 654.38+00000 yuan, an identity document is required.

Please refer to the bank announcement for more credit card limit rules of postal savings.