First of all, the money must be paid back! Credit cards are issued directly by banks, and the nature of overdue loans is much more serious than online loans.

Since it has been overdue for half a year, your credit report must be very bad, and the bank must have collected it through various methods. Probably all your relatives and friends know about it, so you are still anxious. What? You should calm down and think about the response plan now.

First, has the bank applied for an interest rate suspension? You need to talk to customer service about this, have a better attitude, explain your situation, and apply to the bank to extend the period to alleviate the repayment pressure. If this doesn't work, then you ask your family for help, and pay back a portion of the amount you can raise, and then slowly grind it out with the bank, but you have to pay back a little every month.

Second, the most important thing is to think about how to make money. As long as there is a source of income, there is hope of landing. Don’t be dissatisfied with making little. It is impossible to make a lot of money as soon as you get started with anything. Yes, you have to find a job that suits you best and has room for advancement.

Third, mentality is very important. Since the facts cannot be changed, we must face it bravely. 150,000 is not much. Compared with the whole life, it is not a thing at all. Don’t Because this affects your life too much, you should eat and drink when you should, and just work hard to make money.

First of all, you must not be anxious, as this can easily make people fall into a state of confusion. You will lose more opportunities to make money! It is better to take the initiative to communicate and negotiate with the bank and try to get more time for repayment. Go work hard to find opportunities to make money!

I owe more than 200,000 on my credit card, which is three months overdue. I have been negotiating with the bank for repayment, and have successfully negotiated for five of them, all of which have been repaid in personalized installments

It is best not to use credit cards. For office workers, their monthly salary should be based on monthly living expenses

For excessive consumption of credit cards, banks also want to kidnap people and use credit card installment interest. There is no way, some People can only use overdue credit cards. There are so many that I can't even sleep

It's useless to think of ways to worry