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What is the initial limit for building a credit card?

On the whole, the initial limit of China Construction Bank is not high, and the average limit of new cards is around 20,000. Compared with the credit card limit of ICBC, this limit is relatively low. But this does not mean that if you apply for a CCB credit card, the limit must be very low. As long as you are qualified, have good credit, choose a high-level card, and have an initial limit of more than 30,000, it is not a problem.

To apply for a CCB credit card, you must generally meet the following conditions:

1. The applicant is over 18 years old and under 60 years old, and has full capacity for civil conduct;

< p>2. There is no stain on the credit record, and there is no overdue record recently;

3. The applicant has a job locally and has a stable job, and has worked continuously in the current workplace for more than six months, or has 1 The cumulative service years are more than 10 years;

4. The applicant has good repayment ability and the income level meets the standards stipulated by the CCB branch.